Debt hurts my ear :)

10 07 2009

Boo! My ear’s hurting again. And I dont know why. I have been to the doctor a billion times, and he doesn’t know whats wrong with my ear. It usually happens when I am stressed, or in a really cold room, but drinking hot tea usually calms it down, but today, its just not going away.

Am I stressed about something? A lot of times, I’m so clueless about things, I am blindsided by really obvious things. Someone suggested yesterday that you might be getting some acne because of stress and I instantly denied it, saying, I am not stressed, I’m free as a bird. But when I had a few moments to think about it, I realized I dont really know if I am not stressed. I might be stressing about the trip and my student loan situation subconsciously. I think finances are something that everyone worries about, underneath everything else thats’ going on in their life, like an undercurrent that is beneath their every conscious thought. Especially, if you have debt, you have additional thoughts going on in your subconscious about how all the stress related to being in debt, doesn’t matter if its the good or bad kind. My Two Dollars has a really good post about good vs bad debt. You can read it here.

All the debt that I have is good debt. I have a student loan for my masters’ degree and I have a loan for my condo that is being built right now ( Its done in Feb 2010). I have no credit card debt, my interest rate on the student loan is a measly 2.25% because of my good credit and I really shouldn’t worry about things so much. I have a good savings base and I am really frugal, not spending on unncessary items. I really shouldn’t worry, like I said, but I do worry about it. I dont think I will rest easy until I have done paying it off. I just dont want to hold off on my happiness until I pay off my debt. I love this poem, I’ll be happy when by Jeffie Duncan. It expresses my sentiment exactly. I dont want to wait for a certain thing to make me happy. I want to be happy right now, in the present moment. No matter what is going in your life right now, you have to be first of all present in the moment and happy in the present moment. Because this moment will never again appear, and you will have lost the moment and the chance to be happy in that moment forever.

I have to keep on reminding myself that. And thats why I take such great care of my body, exercising everyday and trying to eat as healthy as I can possibly manage. Because I know the only thing I really truly own is my body, and I have to take care of this most important asset, because life is really long, if you think about it.


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2 responses

12 07 2009
BDO

Chocolate can be tasty, good, and make me happy. But too much chocolate can be a bad thing over time. Debt can be good, but balance the “good” debt with some healthy savings too.

13 07 2009
brownvagabonder

I totally agree about the balance. Good debt has to be balanced by savings. But I suggest not letting debt affect your health and stress you out too much. Do all you can, and then just relax, because you are taking care of things. Thanks for your comment.

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